In today’s world of emerging technology and cyberspace mischief we have to protect ourselves from identify theft as much, if not more than someone breaking and entering your home, business or car. How often do we think about identify theft protection? Most people have insurance for their personal property, but what coverage do you have for your identity?
A few years ago, someone was able to take some of our personal bills, credit card statements and eventually my husband’s social security number. This was back in the early 2000s before identity theft was so prevalent. Even then, we didn’t realize the full extent of having this personal info in the hands of thieves. The people that took his personal information began using variations of his name and applying for services within the same city, new cities and different states.
They moved around a lot, never staying in the same place too long, but long enough to run up a series of past due bills. Believe it or not, it took almost two years before we were aware of their theft and the mounting bills and collection attempts. We finally found out through a credit check when applying for a car loan.
Needless to say, it was a nightmare. His credit was ruined and it took almost two more years of locking his credit, police reports, endless phone calls, mailing certified statements and constant hassles with companies to resolve. Two years of tireless daily follow ups and gray hairs.
I’ll be first to vouch for identity protection. There are many companies that specialize in consumer safeguard for property and our most precious asset, self-identity. IdentityHawk is one of several companies to consider. We’re living in the digital-age where anything is possible. Safeguard yourself and stay safe always!
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